Understanding how mercalorix uses tracking technologies to enhance your budgeting experience
Last updated: January 2025
At mercalorix, we believe in being upfront about how we collect and use information. This policy explains what tracking technologies we use on mercalorix.com and why they matter for your monthly budgeting journey.
We're not here to collect data just for the sake of it. Every piece of information we gather helps us build better tools for Australians managing their finances. Think of it as us learning what works and what doesn't, so we can keep improving your experience.
Cookies are small text files that websites store on your device. They're not programs and can't carry viruses. They just remember things about your visit so the site works better next time you come back.
When you visit mercalorix.com, we use several types of tracking technologies. Some are essential for the site to function at all. Others help us understand how people actually use our budgeting tools, which matters more than you might think.
These keep the site running. Without them, you couldn't log into your budget dashboard or save your preferences. They're non-negotiable if you want to use our platform.
These remember your choices like currency display or notification settings. They make mercalorix.com feel personalized without requiring you to reconfigure everything each visit.
We use these to see which features get ignored and which ones people actually find helpful. This data shapes how we develop new budgeting tools throughout 2025 and beyond.
These help us show you relevant content about our learning programs and study materials. We'd rather show you information that matches your interests than bombard you with random updates.
Here's the honest truth about what happens with your data at mercalorix. We're not selling it to third parties or building creepy user profiles. We're focused on making our monthly budgeting tools genuinely useful for people in Queensland and across Australia.
The goal isn't surveillance. It's optimization. When we understand how real people interact with our platform, we can build features that actually solve problems instead of adding clutter.
You're not locked into accepting every cookie we offer. Modern browsers give you pretty granular control over what tracking technologies you allow. And honestly, we respect that some people just want to browse without leaving digital footprints.
Every major browser handles cookie settings differently. Here's what you need to know for the most common ones used in Australia.
Go to Settings, then Privacy and Security. Click on Cookies and other site data. From there you can block third-party cookies or clear existing ones.
Open Settings and navigate to Privacy & Security. Under Enhanced Tracking Protection, you can choose Standard, Strict, or Custom levels of cookie blocking.
Head to Preferences, then Privacy. Safari blocks many third-party cookies by default, but you can adjust these settings to be even more restrictive if you prefer.
Click Settings, then Cookies and site permissions. Microsoft Edge offers three blocking levels: Basic, Balanced, and Strict. Balanced works well for most people.
Fair warning though: if you block essential cookies, parts of mercalorix.com won't function properly. You might have trouble logging in or saving your budget data. It's a trade-off between privacy and functionality.
We don't keep tracking data indefinitely. Different types of cookies have different lifespans based on what makes sense for their purpose.
If you delete your mercalorix account, we purge all associated cookie data within 30 days. We don't keep ghost profiles or maintain records of former users. Once you're gone, you're gone.
We're selective about which external services we integrate with mercalorix.com. Each one serves a specific purpose related to improving our budgeting education platform.
Some analytics tools help us understand user behavior patterns. Others assist with performance monitoring to catch technical issues before they affect multiple users. We vet these services carefully and only work with providers that meet Australian privacy standards.
These third-party cookies operate under their own privacy policies. While we choose reputable partners, you should review their documentation if you want the full picture of how they handle data.
Technology changes. Privacy expectations shift. Laws get updated. So this policy isn't set in stone forever.
When we make meaningful changes to how we use cookies, we'll update the date at the top of this page and notify active users through email. Minor clarifications or formatting updates won't trigger notifications, but substantial changes to data collection practices will.
We recommend checking back here occasionally if you're concerned about privacy. The last thing we want is to surprise people with new tracking methods they didn't agree to.
If something in this policy doesn't make sense or you have specific concerns about how we handle tracking data, get in touch with us. We're based in Bundaberg and genuinely responsive to privacy questions.
We use cookies to improve your experience on our site. These help us understand how you interact with our content and allow us to provide better educational resources. You can choose to allow or decline these. Learn more in our Cookie Policy.